Andorra
0-10% tax & mountain living
Andorra offers one of Europe's lowest tax burdens, stunning Pyrenees location, and residence pathways for entrepreneurs and passive income earners. No income tax, minimal bureaucracy.
Immigration Overview
Andorra is a tax haven in the Pyrenees between Spain and France. No income tax, 10% maximum corporate tax, 4.5% VAT. Popular with entrepreneurs, crypto traders, and high-net-worth individuals seeking tax optimization.
The residence process requires a deposit and passive residence (€350k investment for active residence). Small country, tight-knit expat community, excellent quality of life.
Visa & Residency Pathways
Passive Residence Permit
For individuals not working in Andorra
- €47,500 deposit (€15k refundable per family member)
- Can work remotely for foreign clients
- Annual renewal, path to permanent after 20 years
- Maximum 90 days outside Andorra required
Active Residence (Self-Employed)
For entrepreneurs creating Andorran businesses
- €50k investment in Andorran company
- €350k property investment or director role
- Can hire and employ in Andorra
- Renewable annually
Work Permit
Employment with Andorran company
- Employer must obtain work authorization
- Limited quotas available
- Must renew with employment
- Path to permanent residence
Andorran Nationality
After 20 years of legal residence
- 20 years required (longest in Europe)
- Catalan language proficiency
- Most choose permanent residence over citizenship
- Citizenship not necessary for tax benefits
Why Andorra?
Tax Paradise
0% income tax. 10% max corporate tax. 4.5% VAT. One of Europe's lowest tax burdens.
Mountain Lifestyle
Pyrenees location. World-class skiing, hiking, outdoor activities.
Privacy & Security
Banking secrecy, stable government, low crime. Attractive for HNWI.
Central Europe Access
3 hours to Barcelona, 2.5 hours to Toulouse. Easy access to Spain and France.
Expat Community
50%+ population is foreign-born. International schools, multilingual environment.
Quality Healthcare
Modern healthcare system. Access to both Spanish and French medical facilities.
General Requirements
Passive residence requirements:
- €47,500 deposit to Andorran government (refundable)
- Additional €9,500 per dependent
- Proof of €300% Andorran minimum wage (€43k+ annual income)
- Clean criminal record (apostilled)
- Medical certificate
- Private health insurance
- Andorran address (rental or purchase)
Note: Deposits are held by government and refunded when you leave (minus any fees or fines).
Ready to explore Andorra?
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